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The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, Iceland, the Azores, Mediterranean Islands, and non-European countries bordering the Mediterranean (except Algeria, Israel, Jordan, Libya, Lebanon and Syria)
Worldwide excluding USA/ Canada (Area 3) Worldwide including USA/ Canada (Area 4)
If you are going on a Winter Sports holiday, we will provide cover (up to the policy limit) for medical expenses incurred for injuries during your trip, as well as the loss, theft or damage to your winter sports equipment, ski hire, ski pack and piste or avalanche closure.
Select whether you would like to purchase an insurance policy tailored for families or a group of individuals so we can offer you the most suitable products.
Private health insurance discount
You and each additional traveller on this policy have private health insurance in place providing inpatient medical cover abroad to a minimum of €55,000 per person per claim, you qualify for a reduced premium on your travel insurance. This cover must remain in place for the full duration of your policy with us.
In the event of a claim for inpatient medical treatment abroad, you must claim on your private health insurance first. The benefits payable under your travel insurance policy will commence once you have reached the limit on your private health insurance policy.